Episode 296 is a long overdue solita episode & we need to catch up, mi gente. Guess what!? I BOUGHT A HOUSE! Listen now to hear all the tea!
YQD® Founder Jannese Torres is a nationally-acclaimed, award-winning Latina Money Expert, Educator, Speaker, Writer and Business Coach.
She became an accidental entrepreneur after a job loss led her to create a successful Latin food blog, Delish D’Lites®. Now, she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom.
Jannese is on a mission to educate marginalized communities on topics like entrepreneurship, investing, and building generational wealth through her personal finance podcast, “Yo Quiero Dinero®“.
The podcast has been featured on BuzzFeed, Telemundo, Business Insider, Yahoo Finance, NextAdvisor (Time), Grow Magazine (CNBC), & more.
In this solo episode, I’m opening up about my journey to becoming a homeowner—the ups, downs, and what it’s really like for us millennials in today’s crazy housing market.
I’ll talk about timing, share some tips on getting financially ready, and touch on the unique struggle of getting a mortgage when you’re self-employed.
I’m all about finding ways to boost your income to make that dream a reality, and I want to encourage you to go after your own financial goals, even with how tough things are out there right now.
Episode 296 Takeaways:
- I closed on my primary home on October 28th.
- The Equal Credit Opportunity Act changed the game for women.
- Homeownership is a privilege that many millennials struggle with.
- Timing is crucial in the housing market.
- I saved for a substantial down payment before buying.
- Interest rates fluctuate, and refinancing is an option.
- Negotiating can lead to significant savings in home buying.
- Being self-employed requires meticulous financial records.
- Increasing income is essential for achieving homeownership.
Chapters:
- 00:00 Introduction to Homeownership Journey
- 02:56 The Significance of Timing in Homeownership
- 05:44 Preparing for Homeownership: Financial Strategies
- 10:00 Navigating the Home Buying Process
- 15:51 Financing as a Self-Employed Individual
- 20:05 Overcoming Challenges in the Mortgage Process
- 22:26 Reflections on Achieving Homeownership
Loving episode 296? Leave us a review on Apple podcasts. Follow us on Instagram, Facebook, Twitter, Pinterest, TikTok, LinkedIn & YouTube!
Until next time, stay empowered, stay inspired & #staypoderosa✨💎
Watch The Full Video Episode Now On YouTube!
Order Financially Lit! Today
Financially Lit! offers you culturally relevant and relatable personal finance advice that will finally allow you to feel seen, heard, and understood. Whether it’s the guilt you feel from being the first person to “make it” while members of your family are still struggling, or the way financial trauma manifests itself in negative and limiting beliefs around money, Jannese Torres is here to guide you through it all.
With the warmth and no-nonsense wisdom of someone who’s been there before, Financially Lit! will teach you how to:
- Set boundaries with your dinero
- Create and pass on generational wealth
- Diversify and increase your income
- Protect yourself from financial abuse
- Pursue financial independence
- Navigate the complicated relationship between amor and money
- Invest like a white dude—or better!
- And so much more!
With Financially Lit!at your side, you’ll harness the powerful ways money can be used to create the life of your dreams and be empowered to step into financial freedom. Order today @ financiallylitbook.com!
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WANT TO KICKSTART YOUR FINANCIAL JOURNEY?
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The Financially Lit Latina: The Ultimate Blueprint For Becoming Poderosa With Your Dinero
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