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Episode 268: How To Go From Over-Spender To Financially Free | Maria Colon | Dinero en Spanglish


Episode 268 features Maria Colon of Dinero en Spanglish. We talk about how to go from over-spender to financially free! Listen now!

Episode 268: How To Go From Over-Spender To Financially Free | Maria Colon | Dinero en Spanglish

Born and raised in Puerto Rico, Maria moved to the U.S. in 2006, facing language barriers, homesickness, and financial challenges. Growing up, her parents had their businesses, but they didn’t plan for tough times, leaving them in a difficult money situation. Despite this, Maria pursued a college education through scholarships and part-time work, graduating debt-free.

She continued her education, eventually becoming a Certified Public Accountant, leading to better job opportunities. Maria moved to Miami for a higher-paying job but faced financial challenges, including lots of credit card debt.

In 2019, as a family of 4, Maria decided to change the family’s financial future through financial planning. They are now consumer debt-free, investors, and aim to retire by age 50.

Maria lives by this quote: “Never underestimate the power of using your knowledge and income wisely.”

Maria Colon, the founder of Dinero en Spanglish, shares her journey from corporate finance to becoming a personal finance educator. She emphasizes the importance of providing Spanish-language financial content and the lack of multilingual resources available.

She discusses her upbringing in Puerto Rico, her parents’ business ventures, and her financial struggles. She talks about her transformation after discovering the FIRE (Financial Independence, Retire Early) movement and how it changed her perspective on money.

Maria also offers advice for those looking to improve their financial situation, including assessing their current financial status and creating a budget. She highlights the significance of estate planning and passing on generational wealth.

Episode 268 Takeaways:

  • There is a need for more Spanish-language financial content and resources.
  • The FIRE movement can be a transformative journey to financial independence and early retirement.
  • Assessing your current financial situation and creating a budget are important first steps to improving your finances.
  • Estate planning is crucial for passing on generational wealth and ensuring your wishes are fulfilled.
  • DineroCon is an upcoming event in Puerto Rico that aims to provide high-quality personal finance education.
  • Maria is working on a book inspired by her experiences and the lessons she has learned.


  • 00:00 – The Importance of Spanish-Language Financial Content
  • 03:19 – From Corporate Finance to Personal Finance Educator
  • 09:14 – Transforming Finances Through the FIRE Movement
  • 27:12 – Estate Planning and Passing on Generational Wealth
  • 33:15 – DineroCon: Empowering the Puerto Rican Community
  • 36:30 – Maria’s Journey: Lessons Learned and a Book in the Works

Loving episode 268? Leave us a review on Apple podcasts. Follow us on Instagram, Facebook, Twitter, Pinterest, TikTok, LinkedIn & YouTube!

Until next time, stay empowered, stay inspired & #staypoderosa✨💎

Watch The Full Video Episode Now On YouTube!

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Jannese Torres is a award-winning Latina Money Expert, Educator, Speaker, Writer and Business Coach. She became an accidental entrepreneur after a job loss led her to create a successful Latin food blog, Delish D’Lites. Now, she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom.

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