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Episode 210: Credit 101 | Erica Mancinas | Unidos US

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Episode 210 talks about credit 101 featuring Erica Mancinas of UnidosUS. Listen now! 

Episode 210: Credit 101 | Erica Mancinas | Unidos US


Erica Mancinas is the Manager of Financial Empowerment at UnidosUS.

During her time with the organization, she has supported the implementation of a national program with UnidosUS Affiliates that promotes the availability of financial coaching and improves access to affordable financial services in low-income communities across the US. Currently, Erica is managing the deployment of the Financial Empowerment Network—a $5 million, multi-year initiative that will embed financial education into Affiliates’ programs, and drive clients into a remote financial coaching service that retains the linguistic and cultural relevance that are hallmarks of UnidosUS Affiliates’ services.  By December 2021, the project will be active in 25 communities, will deliver education to 100,000 people and drive over 1,000 people into financial coaching.

Previously, Erica worked in nonprofit and academic environments across the United States and abroad, focusing her work and research on topics such as development economics, behavioral economics, financial development, microlending, financial corridors, and innovation and higher education. Her research includes a multi-year, multi-million randomized control trial focusing on mobile banking accessibility to rural communities in central México.

Erica received a master’s degree in public policy from Arizona State University, and a bachelor’s degree in economics from Fordham University in New York City. She is originally from the Phoenix, AZ metropolitan area, where she lives with her family. She is an active member of her church community and enjoys reading and playing tennis in her free time.

UnidosUS is a nonprofit, nonpartisan organization that serves as the nation’s largest Hispanic civil rights and advocacy organization. Since their founding in 1968, they have contributed to a stronger America by elevating the voice of Latinos, and defending and advancing our community’s concerns.

Check out UnidosUS online below:


Episode 210 Highlights:

  • Her childhood experiences around credit
  • What the number of your credit score actually means
  • The difference between a credit score and a credit report
  • What factors affect your credit score
  • How can you improve your credit score
  • How often your credit score is updated
  • How to dispute something on your credit report
  • Ways to get your credit score and credit report
  • How to get credit without a SS number
  • And more!

We want to thank Erica for dropping so many gems around credit during this episode. The work that she’s doing is empowering our community to continue being #poderosa with their dinero! Gracias!


Watch episode 210 on our YouTube channel! Subscribe here.


Loving episode 210? Leave us a review if you’re listening on Apple podcasts and be sure to follow us on InstagramFacebookTwitter and YouTube!

Until next time, stay empowered, stay inspired and #staypoderosa ✨ 


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